Navigate Insurance Brokers, Better Insurance Decisions.

Better Insurance Decisions

Let’s be frank

Insurance can be a nightmare to (ahem) navigate. There are many risks to consider, assets to protect, and insurers to choose from.

This is why we exist

As insurance brokers, we work for you - not the insurance companies. We save you time, money and worry by properly assessing all your risks, and then find the best insurer and policies for your situation.

And when you do need to make a claim - we manage and assist you through the entire claims process, from claim notification through to final settlement.

You’re in good hands

Navigate Insurance is a small Dunedin-based team servicing clients all over Aotearoa. We are 100% locally-owned and operated, which makes us quite different from the big corporates. We bring a personalised approach to your insurance, getting to know you and your business well. We prioritise our existing clients, with a focus on making insurance “easy” and providing you peace of mind.

We have great relationships with all of New Zealand’s leading insurers - and access to the best policy benefits and premium rates. To keep the process hassle-free, we can work directly with your insurance partners, such as valuers, lawyers, mortgage brokers, real estate agents and accountants.

Navigate Insurance Brokers is a Member Broker of Insurance Advisernet New Zealand Ltd. Founded in 1996 Insurance Advisernet operates in both New Zealand and Australia, delivering strength that allows Navigate Insurance Brokers the benefit of maintaining its local presence whilst also being part of a national group for the products and services needed by our customers in today’s increasingly complex business world.

Learn More

Insurance Advisernet Platinum Practice Award
Navigate Insurance, Emerging Broker 2020

Insurance Advisernet NZ’s ‘Emerging Broker of 2020’

Elliott Taylor

Insurance Broker / Director

NZ Certificate in Financial Services (Level 5), General Insurance, Professional Qualified Insurance Broker (PQIB)

A born and bred Dunedinite with 15+ years experience in the insurance industry. Elliott started as an Underwriter for one of NZ's largest insurer's in Christchurch after attending Otago University. This gave Elliott a great start in insurance during the Christchurch earthquakes, where he was able to learn how the industry works. He has a broad technical knowledge of insurance, and that rare ability to connect on both a personal and professional level with our client's. Elliott is involved with the Dunedin Rugby Football Club and also plays cricket during the summer for the Cavaliers. He enjoys spending time with his family and friends, especially his Daughter, Ardie.

M027 711 5978@elliott@navigateinsurance.co.nz

Sophie Taylor

Insurance Broker / Managing Director

NZ Certificate in Financial Services (Level 5), General Insurance

Managing Director Sophie has 10+ years experience working in both sides of insurance - as an underwriter with Lumley, and as a broker. She prides herself on making insurance an enjoyable and straightforward experience. Sophie grew up in Clyde and relishes every opportunity to head back to Central for some R&R and family time.

M027 698 6507@sophie@navigateinsurance.co.nz

Abby Cameron

Senior Sales Support

NZ Certificate in Financial Services (Level 5), General Insurance

Abby is an integral part of the Navigate team making sure our clients are well looked after. She has a strong work ethic and has proven to tackle any challenge she comes across. Raised on a farm in Lawrence, with a close family she is relatable and friendly. In her spare time, Abby enjoys getting away on weekend trips with her friends and family.

M0226442412@abby@navigateinsurance.co.nz

Grace Hepburn

Domestic Account Manager

NZ Certificate in Financial Services (Level 5), General Insurance.

Starting her insurance career in 2018, Grace has a wealth of knowledge and experience in all areas of insurance. She is thorough and relentless in her approach to understanding the client’s needs and works closely with insurance underwriters to achieve the best outcome for the client, and is highly regarded in the industry. In her spare time, Grace enjoys taking in Dunedin’s views and beaches with her dog and friends, and chances are you’ll spot her at the pub with a rosé in hand.

M022 068 8014@grace@navigateinsurance.co.nz

Oli Chignell

Claims & Broker Support

With an outgoing personality and great communication skills, Oli takes care of our client’s claims, ensuring they have an advocate from start to finish. He will go the extra mile to make sure our clients have a positive claims experience. A Dunedin local through and through, he enjoys spending time outdoors with family and friends and can often be seen running over all corners of the city and country, or socialising and enjoying life in the city centre.

M03 777 3396@oli@navigateinsurance.co.nz

Taylor Watts

Sales Support

Personally filling his time with long term stock investing, property, and board games, Taylor has a keen interest in number analysis and optimising over time. This is strongly accompanied by a Bachelors Degree Majoring in Economics, which ties nicely into his role at Navigate. His attention to detail and ability to think critically is extremely beneficial when assessing clients policies. When he’s not glued to a computer, you can find him getting injured bouldering or finding his hypothermia threshold in Lake Pukaki. Taylor prides himself in being as relaxed as his dad taught him and to never grow up. Dunedin born and bred Taylor loves a Jagerbomb, it’s Friday somewhere.

M03 777 3396@taylorw@navigateinsurance.co.nz

Michelle Lobo

Accounts Administrator

New to the company in 2024 Michelle has been in New Zealand since 2012, hailing originally from the UK. She has a varied employment background, ranging from Fraud Investigation to running a Hospitality business here in Dunedin, so is no stranger to the value of the right insurance. Michelle’s business background allows her to understand our clients' needs from an accounts perspective, working with them to provide flexibility and solutions. She is family oriented, with two grown up children and one granddaughter who can all be found working together on a daily basis, even the near two-year-old! In her spare time, she can be found somewhere taking in the live music scene of NZ, out on the beach or trying to get on a plane for the next opportunity to travel.

M03 777 3396@michelle@navigateinsurance.co.nz

Whether it’s your house and contents, business, or commercial property - we’ve got you covered. We’ll save you the time and hassle of dealing directly with multiple insurance companies. And because we don’t sell exclusively for any insurer, you can trust the advice and options we provide are what’s best for you.

Business Insurance

No matter what type of business, or how many staff you have, we can arrange comprehensive insurance cover that is tailored to your needs. We can save you time by dealing directly with your accountants, lawyers and other advisors to coordinate this.

  • Business
  • Commercial Property
  • Liability
  • Cyber
  • Professional Indemnity
  • Construction
  • Marine

Rural Insurance

For fire, theft, breakdowns, and everything in between we have your rural insurance needs covered. We’ll visit you on the farm to understand what matters to you most, before presenting you with a personalised insurance package.

  • Farm Assets
  • Farm Vehicles
  • Liability
  • Machinery Breakdown

Personal Insurance

Whether it’s cover for your house and contents, your boat or vintage car, we’ll recommend the best policies for you - that go above and beyond the “off the shelf” options direct insurers can offer.

  • House
  • Contents
  • Private Vehicles
  • Boats and Pleasurecraft

Ready for a chat?

03 777 3396

info@navigateinsurance.co.nz Follow us on Facebook

121A Crawford Street, Central Dunedin, 9016

PO Box 262, Metro Dunedin 9054

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Ready for a chat? 03 777 3396